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F.O.O.L.S. Provides Insurance Coverage to Members







The Fraternal Order of Leatherheads Society has purchased an accidental death and dismemberment insurance policy to cover all current members.

According to Membership Trustee Ben Sheppard, as of May 11, 2009, each F.O.O.L.S.  member in good standing is covered under a policy that will pay up to $4,000 to the beneficiary in case of death due to a work- or non-work-related accident, or in case of a loss of bodily appendage or sight because of an accident.   The policy is drawn through the American Income Life Insurance Company, recognized as one of the largest providers of supplemental insurance in the United States, Canada, and New Zealand.

 

“The F.O.O.L.S. is committed to ensuring safety on and off the fire ground, but we recognize that accidents can happen and we want our members to be prepared in the event they do,” Sheppard said.  

 

All active members were recently mailed an information packet on the coverage from the insurance company. 

 

 “We want to assure everyone that this is a legitimate insurance policy and there are no out-of-pocket fees associated with it,” Sheppard said.  “However, for the policy to take effect, members must fill out the beneficiary forms that were mailed and return them as soon as possible.   Once they are received, the insurance company will contact each member to verify the information.”  Sheppard said that additional optional coverage is also available for members who wish to increase the policy up to $10,000 at their own expense.  

 

Sadly, the policy has already been needed.  Just 18 days after the insurance coverage took effect, Southwestern New York F.O.O.L.S. member Michael Trzepacz died from injuries sustained in a motorcycle accident.  Since he was covered, his family will receive the death benefit.  

 

Members who have questions about the insurance coverage, or about their membership status, may contact Ben Sheppard at membership@foolsinternational.com.  


 

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